• A Brief Employers Guide to Stakeholder Pensions

    As you can no doubt imagine there are reams of information concerning the obligations employers must make concerning their employees and a pension. The pensions service outlines what these obligations are and what circumstances where companies do not have to provide access to a stakeholder pensions service for their employees. The Welfare Reform and Pensions Act 1999 states that many employers must offer their employees access to a stakeholder pension scheme. This is known the 'employer access requirement'. In effect it means employers have to choose a stakeholder pension scheme that allows your employers to join

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  • An Investment Strategy – When Markets Are Tanking

    The market panic is rising, as there is more speculation of another recession in Europe and perhaps in the U.S. Stocks plummeted over four percent on Thursday morning. The current market bias is negative and my concern is that failure to edge higher could drive the index back lower or stall the trading. Without leadership, markets are likely to stall or move lower to bear market status. Should this happen, my investment guidance is to write some covered call options on some of your key long-term core holdings to generate premium income and reduce the average cost base of your positions. By doing this, the

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  • What Is A Tax Lien Certificate?

    A tax lien certificate is a document, a certificate of sale, which is issued by a taxing district (County or municipality) to an individual or an entity that purchases a tax lien. It is proof that a certain person or entity purchased a tax lien on a property in a specific taxing district. Since the local government can levy heavy penalties and interest to delinquent tax payers, these interest rates and penalties are passed on the purchaser of the tax lien. So if you purchase a tax lien on a property you receive the interest rate from the property owner that would normally go to the taxing district. Since these interest

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  • Ways the Pension Plan is Boosted

    The pension generally only makes the press when something has gone wrong. It is sad to say that how the pension plan is boosted by of all people the taxman rarely makes the back pages of Newspapers, never mind pages 1 to 5. Though hard to believe there are several juicy tax breaks where pensions are concerned that may make you feel like jumping for joy. Read on. When you hit 55 you can begin withdrawing your pension, and what's more up to 25% of your pension pot can be withdrawn tax free. If that is not enough to make you lick your lips, then the fact that it does not have to be withdrawn in one go should also

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  • Overview: Markets Unmoved From IMF Issues Though Cautious With Pressure

    This stunning resignation of IMF chief Dominique Strauss-Khan leaves international markets frosty, having merely a protracted pressure towards the top of the worldwide dilemma loan provider prone to put in every concern. Whatever worry is present usually leaders might end up in stalemate in the dialogue along with a fresh problems fills up without no one directing the organization who is able to generate compromises. Even with getting global head lines, Strauss-Kahn's concerns retained small tangible effect on asset rates, even just in Europe in which the IMF can be greatly associated with fixing this euro sector

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  • What are the Emerging Markets?

    The term emerging markets, is used to describe investing into the markets of developing economies of the second and third world. The idea being, an investment in the industry of a country such as Russia today, will yield great returns for that investment tomorrow. The emerging market is a long term investment. Investing in it today is unlikely to give a profitable return in a short time, but over the long term the potential is great. The emerging market has been likened to America in the 1920s. An investment in the U.S at that time would have seen magnificent return over forty years. In the short term, prices

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